:root{--color-bg-primary: #0a0e17;--color-bg-secondary: #111827;--color-bg-card: rgba(17, 24, 39, .7);--color-bg-card-hover: rgba(23, 33, 54, .85);--color-bg-glass: rgba(255, 255, 255, .03);--color-bg-input: rgba(255, 255, 255, .05);--color-accent: #F7931A;--color-accent-hover: #FFa940;--color-accent-glow: rgba(247, 147, 26, .3);--color-accent-subtle: rgba(247, 147, 26, .1);--color-success: #10B981;--color-success-bg: rgba(16, 185, 129, .1);--color-warning: #F59E0B;--color-warning-bg: rgba(245, 158, 11, .1);--color-danger: #EF4444;--color-danger-bg: rgba(239, 68, 68, .1);--color-info: #3B82F6;--color-info-bg: rgba(59, 130, 246, .1);--color-text-primary: #F9FAFB;--color-text-secondary: #9CA3AF;--color-text-muted: #6B7280;--color-text-accent: #F7931A;--color-border: rgba(255, 255, 255, .08);--color-border-hover: rgba(247, 147, 26, .3);--gradient-primary: linear-gradient(135deg, #F7931A 0%, #E8820E 100%);--gradient-bg: linear-gradient(180deg, #0a0e17 0%, #0d1321 50%, #0a0e17 100%);--gradient-card: linear-gradient(145deg, rgba(17, 24, 39, .8), rgba(10, 14, 23, .9));--gradient-hero: radial-gradient(ellipse at 50% 0%, rgba(247, 147, 26, .08) 0%, transparent 60%);--gradient-glow: radial-gradient(circle, rgba(247, 147, 26, .15) 0%, transparent 70%);--font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-size-xs: .75rem;--font-size-sm: .875rem;--font-size-base: 1rem;--font-size-lg: 1.125rem;--font-size-xl: 1.25rem;--font-size-2xl: 1.5rem;--font-size-3xl: 1.875rem;--font-size-4xl: 2.25rem;--font-size-5xl: 3rem;--font-size-6xl: 3.75rem;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.25rem;--space-6: 1.5rem;--space-8: 2rem;--space-10: 2.5rem;--space-12: 3rem;--space-16: 4rem;--space-20: 5rem;--space-24: 6rem;--radius-sm: .375rem;--radius-md: .75rem;--radius-lg: 1rem;--radius-xl: 1.25rem;--radius-2xl: 1.5rem;--radius-full: 9999px;--shadow-sm: 0 1px 3px rgba(0, 0, 0, .3);--shadow-md: 0 4px 12px rgba(0, 0, 0, .4);--shadow-lg: 0 10px 30px rgba(0, 0, 0, .5);--shadow-glow: 0 0 30px rgba(247, 147, 26, .15);--shadow-glow-strong: 0 0 50px rgba(247, 147, 26, .25);--transition-fast: .15s ease;--transition-base: .25s ease;--transition-slow: .4s ease;--max-width: 1200px;--navbar-height: 72px}*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-family);font-size:var(--font-size-base);line-height:1.6;color:var(--color-text-primary);background:var(--color-bg-primary);min-height:100vh;overflow-x:hidden}#root{min-height:100vh;display:flex;flex-direction:column}a{color:var(--color-accent);text-decoration:none;transition:color var(--transition-fast)}a:hover{color:var(--color-accent-hover)}img{max-width:100%;display:block}button{cursor:pointer;font-family:var(--font-family);border:none;outline:none}input,select,textarea{font-family:var(--font-family);outline:none}::-webkit-scrollbar{width:6px}::-webkit-scrollbar-track{background:var(--color-bg-primary)}::-webkit-scrollbar-thumb{background:#ffffff26;border-radius:var(--radius-full)}::-webkit-scrollbar-thumb:hover{background:#ffffff40}.container{width:100%;max-width:var(--max-width);margin:0 auto;padding:0 var(--space-6)}.section{padding:var(--space-24) 0}.glass-card{background:var(--gradient-card);border:1px solid var(--color-border);border-radius:var(--radius-xl);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);transition:all var(--transition-base)}.glass-card:hover{border-color:var(--color-border-hover);box-shadow:var(--shadow-glow)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-2);padding:var(--space-3) var(--space-6);border-radius:var(--radius-lg);font-weight:600;font-size:var(--font-size-sm);letter-spacing:.01em;transition:all var(--transition-base);position:relative;overflow:hidden}.btn:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(135deg,rgba(255,255,255,.1),transparent);opacity:0;transition:opacity var(--transition-fast)}.btn:hover:before{opacity:1}.btn-primary{background:var(--gradient-primary);color:#fff;box-shadow:0 4px 15px #f7931a4d}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 25px #f7931a66}.btn-primary:active{transform:translateY(0)}.btn-secondary{background:var(--color-bg-input);color:var(--color-text-primary);border:1px solid var(--color-border)}.btn-secondary:hover{background:#ffffff1a;border-color:var(--color-border-hover)}.btn-success{background:var(--color-success);color:#fff}.btn-success:hover{background:#0ea472;transform:translateY(-1px)}.btn-danger{background:var(--color-danger);color:#fff}.btn-danger:hover{background:#dc2626;transform:translateY(-1px)}.btn-lg{padding:var(--space-4) var(--space-8);font-size:var(--font-size-base);border-radius:var(--radius-xl)}.btn-sm{padding:var(--space-2) var(--space-4);font-size:var(--font-size-xs)}.btn-icon{width:40px;height:40px;padding:0;border-radius:var(--radius-md)}.input-group{display:flex;flex-direction:column;gap:var(--space-2)}.input-group label{font-size:var(--font-size-sm);font-weight:500;color:var(--color-text-secondary)}.input{width:100%;padding:var(--space-3) var(--space-4);background:var(--color-bg-input);border:1px solid var(--color-border);border-radius:var(--radius-md);color:var(--color-text-primary);font-size:var(--font-size-base);transition:all var(--transition-fast)}.input:focus{border-color:var(--color-accent);box-shadow:0 0 0 3px var(--color-accent-subtle)}.input::placeholder{color:var(--color-text-muted)}.input-with-suffix{position:relative}.input-with-suffix .input{padding-right:4rem}.input-suffix{position:absolute;right:var(--space-4);top:50%;transform:translateY(-50%);font-size:var(--font-size-sm);font-weight:600;color:var(--color-text-accent)}.badge{display:inline-flex;align-items:center;gap:var(--space-1);padding:var(--space-1) var(--space-3);font-size:var(--font-size-xs);font-weight:600;border-radius:var(--radius-full);text-transform:uppercase;letter-spacing:.05em}.badge-success{background:var(--color-success-bg);color:var(--color-success)}.badge-warning{background:var(--color-warning-bg);color:var(--color-warning)}.badge-danger{background:var(--color-danger-bg);color:var(--color-danger)}.badge-info{background:var(--color-info-bg);color:var(--color-info)}.badge-accent{background:var(--color-accent-subtle);color:var(--color-accent)}.stat-value{font-size:var(--font-size-3xl);font-weight:800;background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.navbar{position:fixed;top:0;left:0;right:0;height:var(--navbar-height);background:#0a0e17d9;backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid var(--color-border);z-index:1000;display:flex;align-items:center}.navbar-inner{display:flex;align-items:center;justify-content:space-between;width:100%;max-width:var(--max-width);margin:0 auto;padding:0 var(--space-6)}.navbar-logo{display:flex;align-items:center;gap:var(--space-3);font-size:var(--font-size-xl);font-weight:800;color:var(--color-text-primary);text-decoration:none}.navbar-logo-icon{width:36px;height:36px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;background:var(--gradient-primary);font-size:var(--font-size-lg)}.navbar-logo span{background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.navbar-links{display:flex;align-items:center;gap:var(--space-1)}.navbar-link{padding:var(--space-2) var(--space-4);border-radius:var(--radius-md);font-size:var(--font-size-sm);font-weight:500;color:var(--color-text-secondary);transition:all var(--transition-fast);text-decoration:none}.navbar-link:hover,.navbar-link.active{color:var(--color-text-primary);background:var(--color-bg-input)}.navbar-link.active{color:var(--color-accent)}.navbar-actions{display:flex;align-items:center;gap:var(--space-3)}.page-content{margin-top:var(--navbar-height);flex:1}.hero{position:relative;padding:var(--space-24) 0 var(--space-16);text-align:center;overflow:hidden}.hero:before{content:"";position:absolute;top:-200px;left:50%;transform:translate(-50%);width:800px;height:800px;background:var(--gradient-glow);pointer-events:none;z-index:0}.hero-content{position:relative;z-index:1}.hero-badge{display:inline-flex;align-items:center;gap:var(--space-2);padding:var(--space-2) var(--space-4);background:var(--color-accent-subtle);border:1px solid rgba(247,147,26,.2);border-radius:var(--radius-full);font-size:var(--font-size-sm);font-weight:500;color:var(--color-accent);margin-bottom:var(--space-8)}.hero-title{font-size:var(--font-size-6xl);font-weight:900;line-height:1.1;margin-bottom:var(--space-6);letter-spacing:-.02em}.hero-title .highlight{background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.hero-subtitle{font-size:var(--font-size-xl);color:var(--color-text-secondary);max-width:640px;margin:0 auto var(--space-10);line-height:1.7}.hero-actions{display:flex;align-items:center;justify-content:center;gap:var(--space-4);flex-wrap:wrap}.section-header{text-align:center;margin-bottom:var(--space-16)}.section-label{font-size:var(--font-size-sm);font-weight:600;text-transform:uppercase;letter-spacing:.1em;color:var(--color-accent);margin-bottom:var(--space-3)}.section-title{font-size:var(--font-size-4xl);font-weight:800;letter-spacing:-.02em;margin-bottom:var(--space-4)}.section-subtitle{font-size:var(--font-size-lg);color:var(--color-text-secondary);max-width:560px;margin:0 auto}.steps-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-6)}.step-card{padding:var(--space-8);text-align:center;position:relative}.step-number{width:48px;height:48px;border-radius:var(--radius-full);background:var(--color-accent-subtle);border:2px solid rgba(247,147,26,.3);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:var(--font-size-lg);color:var(--color-accent);margin:0 auto var(--space-5)}.step-icon{font-size:2.5rem;margin-bottom:var(--space-4)}.step-title{font-size:var(--font-size-xl);font-weight:700;margin-bottom:var(--space-3)}.step-desc{font-size:var(--font-size-sm);color:var(--color-text-secondary);line-height:1.6}.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-6)}.stat-card{padding:var(--space-6);text-align:center;overflow:hidden;word-wrap:break-word}.stat-label{font-size:var(--font-size-sm);color:var(--color-text-muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:var(--space-2)}.dashboard{padding:var(--space-8) 0 var(--space-16)}.dashboard-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:var(--space-8);flex-wrap:wrap;gap:var(--space-4)}.dashboard-title{font-size:var(--font-size-3xl);font-weight:800}.dashboard-grid{display:grid;grid-template-columns:1fr;gap:var(--space-6)}.dashboard-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:var(--space-4);margin-bottom:var(--space-8)}.dashboard-stat{padding:var(--space-5)}.dashboard-stat-label{font-size:var(--font-size-xs);color:var(--color-text-muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:var(--space-1)}.dashboard-stat-value{font-size:var(--font-size-2xl);font-weight:700;color:var(--color-text-primary)}.loans-list{display:flex;flex-direction:column;gap:var(--space-4)}.loan-card{padding:var(--space-6);display:grid;grid-template-columns:1fr 1fr 1fr auto;align-items:center;gap:var(--space-6)}.loan-field-label{font-size:var(--font-size-xs);color:var(--color-text-muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:var(--space-1)}.loan-field-value{font-size:var(--font-size-lg);font-weight:600}.loan-actions{display:flex;gap:var(--space-2)}.modal-overlay{position:fixed;top:0;right:0;bottom:0;left:0;background:#000000b3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);display:flex;align-items:center;justify-content:center;z-index:2000;padding:var(--space-4);animation:fadeIn var(--transition-fast)}.modal{background:var(--color-bg-secondary);border:1px solid var(--color-border);border-radius:var(--radius-2xl);width:100%;max-width:520px;max-height:90vh;overflow-y:auto;animation:slideUp var(--transition-base)}.modal-header{display:flex;align-items:center;justify-content:space-between;padding:var(--space-6) var(--space-6) 0}.modal-title{font-size:var(--font-size-xl);font-weight:700}.modal-close{width:36px;height:36px;display:flex;align-items:center;justify-content:center;background:var(--color-bg-input);border:1px solid var(--color-border);border-radius:var(--radius-md);color:var(--color-text-secondary);font-size:var(--font-size-lg);transition:all var(--transition-fast)}.modal-close:hover{background:#ffffff1a;color:var(--color-text-primary)}.modal-body{padding:var(--space-6);display:flex;flex-direction:column;gap:var(--space-5)}.modal-footer{padding:0 var(--space-6) var(--space-6);display:flex;gap:var(--space-3)}.modal-footer .btn{flex:1}.info-row{display:flex;align-items:center;justify-content:space-between;padding:var(--space-3) 0;border-bottom:1px solid var(--color-border)}.info-row:last-child{border-bottom:none}.info-label{font-size:var(--font-size-sm);color:var(--color-text-secondary)}.info-value{font-size:var(--font-size-sm);font-weight:600;color:var(--color-text-primary)}.tab-nav{display:flex;gap:var(--space-1);background:var(--color-bg-input);padding:var(--space-1);border-radius:var(--radius-lg);margin-bottom:var(--space-6)}.tab-btn{flex:1;padding:var(--space-3) var(--space-4);border-radius:var(--radius-md);font-size:var(--font-size-sm);font-weight:500;color:var(--color-text-secondary);background:transparent;transition:all var(--transition-fast)}.tab-btn.active{background:var(--gradient-primary);color:#fff;box-shadow:var(--shadow-md)}.tab-btn:hover:not(.active){color:var(--color-text-primary)}.footer{border-top:1px solid var(--color-border);padding:var(--space-10) 0;margin-top:auto}.footer-inner{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:var(--space-4)}.footer-brand{display:flex;align-items:center;gap:var(--space-3)}.footer-logo-icon{width:28px;height:28px;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;background:var(--gradient-primary);font-size:var(--font-size-sm)}.footer-text{font-size:var(--font-size-sm);color:var(--color-text-muted)}.footer-links{display:flex;gap:var(--space-6)}.footer-link{font-size:var(--font-size-sm);color:var(--color-text-secondary);transition:color var(--transition-fast)}.footer-link:hover{color:var(--color-accent)}.empty-state{text-align:center;padding:var(--space-16) var(--space-6)}.empty-icon{font-size:3rem;margin-bottom:var(--space-4);opacity:.5}.empty-title{font-size:var(--font-size-xl);font-weight:600;margin-bottom:var(--space-2)}.empty-desc{font-size:var(--font-size-sm);color:var(--color-text-secondary);margin-bottom:var(--space-6)}.progress-bar{width:100%;height:6px;background:var(--color-bg-input);border-radius:var(--radius-full);overflow:hidden}.progress-fill{height:100%;background:var(--gradient-primary);border-radius:var(--radius-full);transition:width var(--transition-slow)}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@keyframes slideInLeft{0%{opacity:0;transform:translate(-20px)}to{opacity:1;transform:translate(0)}}@keyframes pulse{0%,to{opacity:1}50%{opacity:.7}}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}@keyframes glow-pulse{0%,to{box-shadow:0 0 20px #f7931a1a}50%{box-shadow:0 0 40px #f7931a40}}.animate-fade-in{animation:fadeIn var(--transition-base) ease-out}.animate-slide-up{animation:slideUp var(--transition-slow) ease-out}.animate-float{animation:float 3s ease-in-out infinite}.animate-glow{animation:glow-pulse 3s ease-in-out infinite}.particles{position:absolute;top:0;right:0;bottom:0;left:0;overflow:hidden;pointer-events:none;z-index:0}.particle{position:absolute;width:4px;height:4px;background:var(--color-accent);border-radius:50%;opacity:.2;animation:float 6s ease-in-out infinite}.particle:nth-child(2){left:20%;top:30%;animation-delay:-1s;animation-duration:8s}.particle:nth-child(3){left:70%;top:20%;animation-delay:-2s;animation-duration:7s}.particle:nth-child(4){left:40%;top:60%;animation-delay:-3s;animation-duration:9s}.particle:nth-child(5){left:80%;top:50%;animation-delay:-.5s;animation-duration:6s}.particle:nth-child(6){left:10%;top:70%;animation-delay:-4s;animation-duration:10s}.particle:nth-child(7){left:60%;top:80%;animation-delay:-2.5s;animation-duration:7.5s}.particle:nth-child(8){left:90%;top:10%;animation-delay:-1.5s;animation-duration:8.5s}@media(max-width:768px){.hero-title{font-size:var(--font-size-4xl)}.hero-subtitle{font-size:var(--font-size-base)}.section-title{font-size:var(--font-size-3xl)}.loan-card{grid-template-columns:1fr 1fr}.navbar-links{display:none}.dashboard-header{flex-direction:column;align-items:flex-start}.hero-actions{flex-direction:column}.hero-actions .btn{width:100%}.footer-inner{flex-direction:column;text-align:center}}@media(max-width:480px){.hero-title{font-size:var(--font-size-3xl)}.loan-card{grid-template-columns:1fr}.stats-grid{grid-template-columns:repeat(2,1fr)}}